/* ==========================================================================
   Kesser Credit — Sistema visual
   Todo el color de marca vive en :root. Cambia estas 6 variables y
   la plataforma entera cambia de identidad.
   ========================================================================== */

:root{
  /* --- MARCA (edita aquí) --- */
  --brand-ink:#15161A;          /* casi negro, para bloques oscuros */
  --brand-ink-2:#1F2026;
  --brand-ink-3:#2B2D35;
  --brand-accent:#E11D2E;       /* rojo Kesser */
  --brand-accent-dark:#B20F1E;
  --brand-soft:#FFF1F2;         /* rosa papel, fondos suaves de marca */

  /* alias heredados (no los borres: el CSS los usa) */
  --brand-900:var(--brand-ink);
  --brand-800:var(--brand-ink-2);
  --brand-700:var(--brand-ink-3);

  /* --- Superficies --- */
  --bg:#F7F7F8;
  --surface:#FFFFFF;
  --surface-2:#FAFAFB;
  --surface-3:#F1F1F3;
  --line:#E6E6EA;
  --line-strong:#D2D2D9;

  /* --- Texto --- */
  --text:#15161A;
  --text-2:#55565F;
  --text-3:#8A8B95;
  --on-brand:#F7F7F8;
  --on-brand-dim:#A9AAB4;

  /* --- Semántica (separada del rojo de marca) --- */
  --ok:#0E9F6E;
  --ok-strong:#076B4A;

  /* --- escala de puntaje (rojo → verde, sin chocar con el rojo de marca) --- */
  --s1:#C8102E; --s2:#E07A1F; --s3:#8FA62E; --s4:#0E9F6E; --s5:#076B4A;
  --warn:#D97706;
  --bad:#C01626;
  --info:#2563EB;
  --ok-soft:#E6F6F0;
  --warn-soft:#FDF3E6;
  --bad-soft:#FDECEE;
  --info-soft:#ECF1FE;

  /* --- Burós --- */
  --tu:#0E7C86;        /* TransUnion — turquesa */
  --exp:#6D28D9;       /* Experian — violeta */
  --eqf:#C2410C;       /* Equifax — naranja quemado */

  /* --- Forma --- */
  --r-sm:8px;
  --r:12px;
  --r-lg:18px;
  --r-xl:26px;
  --shadow-sm:0 1px 2px rgba(21,22,26,.05), 0 1px 3px rgba(21,22,26,.04);
  --shadow:0 2px 8px rgba(21,22,26,.05), 0 8px 24px rgba(21,22,26,.06);
  --shadow-lg:0 14px 44px rgba(21,22,26,.16);

  --sidebar-w:258px;
  --font:"Plus Jakarta Sans","Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --mono:"SFMono-Regular",ui-monospace,Menlo,Consolas,monospace;
}

:root:not([data-theme="light"]){ }
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#0B0B0D;
    --surface:#141417;
    --surface-2:#1A1A1E;
    --surface-3:#222227;
    --line:#2A2A31;
    --line-strong:#3A3A43;
    --text:#F2F2F4;
    --text-2:#AFAFB9;
    --text-3:#7B7B86;
    --brand-soft:#2A1013;
    --ok-strong:#2FD39B;
    --s1:#FF5A6A; --s2:#FFA14A; --s3:#B6D24A; --s4:#2FD39B; --s5:#54E3B6;
    --ok-soft:#0D2A21;
    --warn-soft:#2C2010;
    --bad-soft:#2E1216;
    --info-soft:#121D3A;
  }
}
:root[data-theme="dark"]{
  --bg:#0B0B0D; --surface:#141417; --surface-2:#1A1A1E; --surface-3:#222227;
  --line:#2A2A31; --line-strong:#3A3A43;
  --text:#F2F2F4; --text-2:#AFAFB9; --text-3:#7B7B86; --brand-soft:#2A1013;
  --ok-strong:#2FD39B; --s1:#FF5A6A; --s2:#FFA14A; --s3:#B6D24A; --s4:#2FD39B; --s5:#54E3B6;
  --ok-soft:#0D2A21; --warn-soft:#2C2010; --bad-soft:#2E1216; --info-soft:#121D3A;
}

*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:var(--font);
  background:var(--bg);
  color:var(--text);
  font-size:14px;
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{margin:0;font-weight:700;letter-spacing:-.02em;color:var(--text)}
h1{font-size:26px}
h2{font-size:19px}
h3{font-size:15px}
p{margin:0}
a{color:var(--brand-accent-dark);text-decoration:none}
button{font-family:inherit}
img{max-width:100%}
[hidden]{display:none!important}
::-webkit-scrollbar{width:10px;height:10px}
::-webkit-scrollbar-thumb{background:var(--line-strong);border-radius:20px;border:3px solid transparent;background-clip:content-box}

/* ============================ LOGIN ============================ */
.auth{
  min-height:100vh;display:grid;grid-template-columns:1.05fr .95fr;
  background:var(--brand-ink);
}
.auth__pitch{
  padding:56px 54px;color:var(--on-brand);display:flex;flex-direction:column;
  background:
    radial-gradient(900px 520px at 8% -12%, rgba(225,29,46,.42), transparent 62%),
    radial-gradient(620px 460px at 108% 112%, rgba(225,29,46,.20), transparent 60%),
    var(--brand-ink);
}
.auth__pitch .brand__name{color:#fff}
.auth__pitch .brand__name span{color:var(--on-brand-dim)}
.auth__pitch h2{color:#fff;font-size:34px;line-height:1.18;max-width:14ch;margin-top:auto}
.auth__pitch p{color:var(--on-brand-dim);max-width:42ch;margin-top:16px;font-size:15px}
.auth__points{list-style:none;padding:0;margin:34px 0 auto;display:grid;gap:14px}
.auth__points li{display:flex;gap:12px;align-items:flex-start;color:var(--on-brand);font-size:14px}
.auth__points svg{flex:0 0 auto;margin-top:2px}
.auth__form{
  background:var(--surface);padding:56px 48px;display:flex;flex-direction:column;
  justify-content:center;gap:4px
}
.auth__form .field{margin-top:16px}
.auth__legal{color:var(--text-3);font-size:12px;margin-top:22px;line-height:1.6}
.demo-note{
  margin-top:20px;padding:12px 14px;border:1px dashed var(--line-strong);
  border-radius:var(--r);background:var(--surface-2);color:var(--text-2);font-size:12.5px
}
@media (max-width:900px){
  .auth{grid-template-columns:1fr}
  .auth__pitch{display:none}
  .auth__form{padding:36px 22px;min-height:100vh}
}

/* ============================ SHELL ============================ */
.shell{display:grid;grid-template-columns:var(--sidebar-w) 1fr;min-height:100vh}

.sidebar{
  background:var(--surface);color:var(--text);display:flex;flex-direction:column;
  position:sticky;top:0;height:100vh;overflow-y:auto;
  border-right:1px solid var(--line)
}
.brand{display:flex;align-items:center;gap:11px;padding:20px 20px 18px}
.brand__mark{
  width:38px;height:38px;flex:0 0 auto;display:block;
  filter:drop-shadow(0 4px 12px rgba(225,29,46,.3))
}
.brand__name{font-weight:800;font-size:15.5px;color:var(--text);letter-spacing:-.02em;line-height:1.1}
.brand__name span{display:block;font-weight:600;font-size:10.5px;color:var(--text-3);letter-spacing:.09em;text-transform:uppercase;margin-top:2px}

.nav{padding:6px 10px 18px;display:grid;gap:2px}
.nav__label{
  font-size:10.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--text-3);
  padding:16px 12px 7px;font-weight:800
}
.nav__item{
  display:flex;align-items:center;gap:11px;padding:9.5px 12px;border-radius:10px;
  color:var(--text-2);font-size:13.5px;font-weight:600;cursor:pointer;
  border:0;background:none;width:100%;text-align:left;transition:.14s
}
.nav__item:hover{background:var(--surface-3);color:var(--text)}
.nav__item.is-active{background:var(--brand-soft);color:var(--brand-accent-dark);box-shadow:inset 2.5px 0 0 var(--brand-accent)}
.nav__item svg{flex:0 0 auto;opacity:.9}
.nav__badge{
  margin-left:auto;background:var(--bad);color:#fff;font-size:10.5px;font-weight:800;
  min-width:19px;height:19px;border-radius:20px;display:grid;place-items:center;padding:0 5px
}
.sidebar__foot{margin-top:auto;padding:14px;border-top:1px solid var(--line)}
.plan-card{
  background:var(--brand-soft);border:1px solid color-mix(in srgb,var(--brand-accent) 18%,transparent);
  border-radius:var(--r);padding:13px
}
.plan-card b{color:var(--text);display:block;font-size:13px}
.plan-card small{color:var(--text-2);font-size:11.5px}

.main{min-width:0;display:flex;flex-direction:column}
.topbar{
  height:64px;background:var(--surface);border-bottom:1px solid var(--line);
  display:flex;align-items:center;gap:14px;padding:0 26px;position:sticky;top:0;z-index:20
}
.topbar__title{font-weight:700;font-size:13px;color:var(--text-2)}
.topbar__crumb{color:var(--text-3);font-size:12.5px}
.topbar__spacer{margin-left:auto}
.search{
  display:flex;align-items:center;gap:8px;background:var(--surface-3);border:1px solid transparent;
  border-radius:10px;padding:0 11px;height:36px;width:270px;color:var(--text-3)
}
.search:focus-within{border-color:var(--brand-accent);background:var(--surface)}
.search input{border:0;background:none;outline:0;font-size:13px;color:var(--text);width:100%}
.icon-btn{
  width:36px;height:36px;border-radius:10px;border:1px solid var(--line);background:var(--surface);
  display:grid;place-items:center;cursor:pointer;color:var(--text-2);position:relative
}
.icon-btn:hover{background:var(--surface-3);color:var(--text)}
.icon-btn .dot{position:absolute;top:7px;right:7px;width:7px;height:7px;border-radius:9px;background:var(--bad);border:2px solid var(--surface)}
.avatar{
  width:36px;height:36px;border-radius:50%;background:var(--brand-ink);color:#fff;
  display:grid;place-items:center;font-weight:700;font-size:12.5px;cursor:pointer;flex:0 0 auto
}
.page{padding:26px;max-width:1360px;width:100%}
.page__head{display:flex;align-items:flex-end;gap:16px;flex-wrap:wrap;margin-bottom:20px}
.page__head p{color:var(--text-2);margin-top:5px;max-width:70ch}
.page__head .spacer{margin-left:auto}
.mobile-only{display:none}
@media (max-width:620px){
  .page__head{align-items:stretch}
  .page__head .spacer{display:none}
  .page__head .btn{flex:1 1 140px}
}
@media (max-width:1000px){
  .shell{grid-template-columns:1fr}
  .sidebar{position:fixed;left:0;top:0;bottom:0;width:272px;z-index:60;transform:translateX(-100%);transition:.22s}
  .sidebar.is-open{transform:none;box-shadow:var(--shadow-lg)}
  .scrim{position:fixed;inset:0;background:rgba(7,12,22,.5);z-index:55}
  .mobile-only{display:grid}
  .search{display:none}
  .page{padding:18px 14px}
}

/* ============================ ÁTOMOS ============================ */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;height:38px;padding:0 16px;
  border-radius:10px;border:1px solid var(--line-strong);background:var(--surface);color:var(--text);
  font-weight:650;font-size:13.5px;cursor:pointer;transition:.14s;white-space:nowrap
}
.btn:hover{background:var(--surface-3)}
.btn--primary{
  background:linear-gradient(140deg,var(--brand-accent),var(--brand-accent-dark));
  border-color:transparent;color:#fff;box-shadow:0 2px 12px rgba(225,29,46,.28)
}
.btn--primary:hover{filter:brightness(1.05);background:linear-gradient(140deg,var(--brand-accent),var(--brand-accent-dark))}
.btn--dark{background:var(--brand-800);border-color:transparent;color:#fff}
.btn--dark:hover{background:var(--brand-700)}
.btn--ghost{background:none;border-color:transparent;color:var(--text-2)}
.btn--ghost:hover{background:var(--surface-3);color:var(--text)}
.btn--danger{background:var(--bad-soft);border-color:transparent;color:var(--bad)}
.btn--sm{height:32px;padding:0 12px;font-size:12.5px;border-radius:8px}
.btn--block{width:100%}
.btn[disabled]{opacity:.5;cursor:not-allowed}

.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-sm)}
.card__head{display:flex;align-items:center;gap:12px;padding:16px 18px;border-bottom:1px solid var(--line)}
.card__head h3{flex:1 1 auto;min-width:0}
.card__head .sub{color:var(--text-3);font-size:12.5px;font-weight:500}
.card__body{padding:18px}
.card__body--flush{padding:0}
.card__foot{padding:13px 18px;border-top:1px solid var(--line);background:var(--surface-2);border-radius:0 0 var(--r-lg) var(--r-lg)}

.grid{display:grid;gap:16px}
.g-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.g-main{grid-template-columns:minmax(0,2fr) minmax(0,1fr)}
@media (max-width:1100px){.g-4{grid-template-columns:repeat(2,minmax(0,1fr))}.g-main{grid-template-columns:1fr}}
@media (max-width:760px){.g-2,.g-3,.g-4{grid-template-columns:1fr}}

.chip{
  display:inline-flex;align-items:center;gap:6px;height:24px;padding:0 10px;border-radius:20px;
  font-size:11.5px;font-weight:700;background:var(--surface-3);color:var(--text-2);white-space:nowrap
}
.chip--ok{background:var(--ok-soft);color:var(--ok)}
.chip--warn{background:var(--warn-soft);color:var(--warn)}
.chip--bad{background:var(--bad-soft);color:var(--bad)}
.chip--info{background:var(--info-soft);color:var(--info)}
.chip--tu{background:color-mix(in srgb,var(--tu) 13%,transparent);color:var(--tu)}
.chip--exp{background:color-mix(in srgb,var(--exp) 13%,transparent);color:var(--exp)}
.chip--eqf{background:color-mix(in srgb,var(--eqf) 13%,transparent);color:var(--eqf)}

.stat{display:grid;gap:4px}
.stat__k{font-size:11.5px;text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);font-weight:700}
.stat__v{font-size:27px;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.stat__d{font-size:12.5px;color:var(--text-2)}
.delta{font-weight:700;font-size:12.5px;display:inline-flex;align-items:center;gap:3px}
.delta--up{color:var(--ok)} .delta--down{color:var(--bad)} .delta--flat{color:var(--text-3)}

.field{display:grid;gap:6px}
.field > label{font-size:12.5px;font-weight:700;color:var(--text-2)}
.input,select.input,textarea.input{
  height:40px;border:1px solid var(--line-strong);border-radius:10px;background:var(--surface);
  padding:0 12px;font-size:14px;color:var(--text);outline:0;font-family:inherit;width:100%
}
textarea.input{height:auto;padding:10px 12px;line-height:1.6;resize:vertical}
.input:focus{border-color:var(--brand-accent);box-shadow:0 0 0 3px rgba(225,29,46,.15)}
.hint{font-size:12px;color:var(--text-3)}

.table-wrap{overflow-x:auto}
table.tbl{width:100%;border-collapse:collapse;font-size:13.5px;min-width:620px}
.tbl th{
  text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  font-weight:700;padding:11px 14px;background:var(--surface-2);border-bottom:1px solid var(--line);
  white-space:nowrap;position:sticky;top:0
}
.tbl td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:middle}
.tbl tbody tr:hover{background:var(--surface-2)}
.tbl tbody tr:last-child td{border-bottom:0}
.tbl .num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.cell-strong{font-weight:700}
.cell-sub{color:var(--text-3);font-size:12px;margin-top:2px}

.tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);overflow-x:auto;margin-bottom:18px}
.tab{
  border:0;background:none;padding:10px 14px;font-size:13.5px;font-weight:650;color:var(--text-2);
  cursor:pointer;border-bottom:2px solid transparent;white-space:nowrap
}
.tab:hover{color:var(--text)}
.tab.is-active{color:var(--brand-accent-dark);border-bottom-color:var(--brand-accent)}

.empty{padding:46px 24px;text-align:center;color:var(--text-3)}
.empty h3{margin-bottom:6px}

.meter{height:7px;border-radius:20px;background:var(--surface-3);overflow:hidden}
.meter > i{display:block;height:100%;border-radius:20px;background:var(--ok)}
.meter--warn > i{background:var(--warn)} .meter--bad > i{background:var(--bad)}

.list{display:grid;gap:0}
.list__row{display:flex;gap:13px;align-items:flex-start;padding:14px 18px;border-bottom:1px solid var(--line)}
.list__row:last-child{border-bottom:0}
.list__row:hover{background:var(--surface-2)}
.list__ico{
  width:34px;height:34px;border-radius:10px;display:grid;place-items:center;flex:0 0 auto;
  background:var(--surface-3);color:var(--text-2)
}
.list__ico--bad{background:var(--bad-soft);color:var(--bad)}
.list__ico--warn{background:var(--warn-soft);color:var(--warn)}
.list__ico--ok{background:var(--ok-soft);color:var(--ok)}
.list__ico--info{background:var(--info-soft);color:var(--info)}
.list__main{flex:1 1 auto;min-width:0}
.list__main b{font-size:13.5px;display:block}
.list__main span{color:var(--text-2);font-size:12.5px}
.list__meta{color:var(--text-3);font-size:12px;white-space:nowrap;text-align:right}

/* ====================== PUNTAJES / GAUGE ====================== */
.score-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:860px){.score-cards{grid-template-columns:1fr}}
.score-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:18px;display:grid;gap:12px;box-shadow:var(--shadow-sm);position:relative;overflow:hidden
}
.score-card::before{content:"";position:absolute;inset:0 0 auto;height:3px;background:var(--bureau,var(--brand-accent))}
.score-card__top{display:flex;align-items:center;gap:9px}
.score-card__logo{
  width:30px;height:30px;border-radius:9px;display:grid;place-items:center;font-weight:800;font-size:12px;
  background:color-mix(in srgb,var(--bureau) 14%,transparent);color:var(--bureau)
}
.score-card__name{font-weight:700;font-size:13.5px}
.score-card__name small{display:block;color:var(--text-3);font-weight:500;font-size:11.5px}
.gauge{display:flex;align-items:center;gap:16px}
.gauge__num{font-size:40px;font-weight:800;letter-spacing:-.04em;line-height:1;font-variant-numeric:tabular-nums}
.gauge__scale{font-size:11.5px;color:var(--text-3)}

.report-card-grid{display:grid;gap:12px}
.rc-row{display:grid;grid-template-columns:1fr auto;gap:4px 14px;align-items:center}
.rc-row__name{font-weight:650;font-size:13.5px}
.rc-row__bar{grid-column:1/-1}
.grade{
  width:30px;height:30px;border-radius:9px;display:grid;place-items:center;font-weight:800;font-size:13.5px
}
.grade--A{background:var(--ok-soft);color:var(--ok)}
.grade--B{background:var(--info-soft);color:var(--info)}
.grade--C{background:var(--warn-soft);color:var(--warn)}
.grade--D,.grade--F{background:var(--bad-soft);color:var(--bad)}

/* ====================== SIMULADOR ====================== */
.sim-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:16px}
@media (max-width:1050px){.sim-grid{grid-template-columns:1fr}}
.sim-opt{
  display:flex;gap:12px;align-items:flex-start;padding:14px;border:1px solid var(--line);
  border-radius:var(--r);cursor:pointer;background:var(--surface)
}
.sim-opt:hover{border-color:var(--line-strong);background:var(--surface-2)}
.sim-opt.is-on{border-color:var(--brand-accent);background:var(--brand-soft)}
.sim-opt input{margin-top:3px;accent-color:var(--brand-accent-dark);width:17px;height:17px}
.sim-opt > div > b{display:block;font-size:13.5px}
.sim-opt .hint b{display:inline}
.sim-opt span{color:var(--text-2);font-size:12.5px}
.sim-result{
  background:var(--brand-800);color:#fff;border-radius:var(--r-lg);padding:22px;
  display:grid;gap:6px;place-items:center;text-align:center
}
.sim-result .big{font-size:52px;font-weight:800;letter-spacing:-.04em;line-height:1}
.sim-result small{color:var(--on-brand-dim)}
input[type=range]{width:100%;accent-color:var(--brand-accent-dark)}

/* ====================== TIMELINE DISPUTAS ====================== */
.steps{display:flex;gap:0;margin:4px 0 2px}
.step{flex:1 1 0;text-align:center;position:relative;font-size:11.5px;color:var(--text-3);font-weight:650}
.step::before{
  content:"";display:block;height:4px;background:var(--surface-3);margin:0 0 9px;border-radius:9px
}
.step:first-child::before{border-radius:9px 0 0 9px}
.step:last-child::before{border-radius:0 9px 9px 0}
.step.is-done::before{background:var(--brand-accent)}
.step.is-done{color:var(--brand-accent-dark)}

/* ====================== MONEY MANAGER ====================== */
.bars{display:flex;align-items:flex-end;gap:10px;height:150px;padding-top:8px}
.bars__col{flex:1 1 0;display:grid;gap:7px;justify-items:center}
.bars__bar{
  width:100%;max-width:38px;background:linear-gradient(180deg,var(--ok),#0A7C55);
  border-radius:7px 7px 3px 3px;min-height:4px
}
.bars__bar--muted{background:linear-gradient(180deg,var(--line-strong),var(--line))}
.bars__lbl{font-size:11px;color:var(--text-3);font-weight:650}

/* ====================== OFERTAS ====================== */
.offer{display:grid;gap:12px;padding:18px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface)}
.offer__logo{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;font-weight:800;color:#fff;font-size:15px}
.offer__rate{font-size:22px;font-weight:800;letter-spacing:-.03em}

/* ====================== MODAL ====================== */
.modal-scrim{position:fixed;inset:0;background:rgba(7,12,22,.55);display:grid;place-items:center;z-index:100;padding:20px;overflow:auto}
.modal{background:var(--surface);border-radius:var(--r-xl);box-shadow:var(--shadow-lg);width:min(620px,100%);max-height:90vh;overflow:auto}
.modal__head{display:flex;align-items:center;gap:12px;padding:20px 22px;border-bottom:1px solid var(--line);position:sticky;top:0;background:var(--surface);z-index:2}
.modal__head h2{flex:1}
.modal__body{padding:22px;display:grid;gap:16px}
.modal__foot{padding:16px 22px;border-top:1px solid var(--line);display:flex;gap:10px;justify-content:flex-end;position:sticky;bottom:0;background:var(--surface)}
.letter{
  background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r);padding:18px;
  font-family:var(--mono);font-size:12.5px;line-height:1.75;
  white-space:pre-wrap;overflow-wrap:anywhere;max-width:100%
}
@media (max-width:620px){ .letter{font-size:11.5px;padding:13px} }

/* ====================== TOASTS ====================== */
.toasts{position:fixed;right:18px;bottom:18px;display:grid;gap:10px;z-index:200;max-width:340px}
.toast{
  background:var(--brand-800);color:#fff;padding:13px 16px;border-radius:var(--r);
  box-shadow:var(--shadow-lg);font-size:13.5px;display:flex;gap:10px;align-items:flex-start;
  animation:toast-in .2s ease-out
}
@keyframes toast-in{from{opacity:0;transform:translateY(8px)}}

/* ====================== CRM ====================== */
.pipeline{display:grid;grid-template-columns:repeat(5,minmax(190px,1fr));gap:12px;overflow-x:auto;padding-bottom:6px}
.pipe-col{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r);padding:11px;min-height:150px}
.pipe-col__head{display:flex;align-items:center;gap:8px;margin-bottom:10px;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:var(--text-3)}
.pipe-col__head b{margin-left:auto;background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:1px 8px;font-size:11px;color:var(--text-2)}
.deal{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:11px;margin-bottom:9px;cursor:pointer;box-shadow:var(--shadow-sm)}
.deal:hover{border-color:var(--brand-accent)}
.deal b{font-size:13px;display:block}
.deal small{color:var(--text-3);font-size:11.5px}

.kv{display:grid;grid-template-columns:auto 1fr;gap:9px 18px;font-size:13.5px}
.kv dt{color:var(--text-3);font-weight:650}
.kv dd{margin:0;font-weight:600}

.callout{
  display:flex;gap:12px;padding:15px 16px;border-radius:var(--r);background:var(--info-soft);
  border:1px solid color-mix(in srgb,var(--info) 22%,transparent);color:var(--text)
}
.callout--warn{background:var(--warn-soft);border-color:color-mix(in srgb,var(--warn) 25%,transparent)}
.callout b{display:block;margin-bottom:3px}
.callout p{font-size:13px;color:var(--text-2)}
code{font-family:var(--mono);font-size:12.5px;background:var(--surface-3);padding:2px 6px;border-radius:6px}

/* ==========================================================================
   PORTADA PÚBLICA (lo que ve quien todavía no es cliente)
   ========================================================================== */
.lp{background:var(--surface)}
.lp__wrap{max-width:1140px;margin:0 auto;padding:0 24px}

.lp-nav{
  position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--surface) 88%,transparent);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line)
}
.lp-nav__in{display:flex;align-items:center;gap:10px;height:70px}
.lp-nav__links{display:flex;gap:4px;margin-left:26px}
.lp-nav__links a{
  padding:8px 12px;border-radius:9px;font-size:13.5px;font-weight:650;color:var(--text-2)
}
.lp-nav__links a:hover{background:var(--surface-3);color:var(--text)}
.lp-nav__cta{margin-left:auto;display:flex;gap:9px;align-items:center}
@media (max-width:820px){ .lp-nav__links{display:none} }

.lp-hero{
  display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:48px;
  align-items:center;padding:64px 0 54px
}
.lp-eyebrow{
  display:inline-flex;align-items:center;gap:8px;height:30px;padding:0 13px;border-radius:30px;
  background:var(--brand-soft);color:var(--brand-accent-dark);font-size:12.5px;font-weight:800;
  border:1px solid color-mix(in srgb,var(--brand-accent) 22%,transparent)
}
.lp-hero h1{
  font-size:clamp(34px,5vw,56px);line-height:1.04;letter-spacing:-.035em;margin:20px 0 0;
  text-wrap:balance
}
.lp-hero h1 em{font-style:normal;color:var(--brand-accent);position:relative;white-space:nowrap}
.lp-hero h1 em::after{
  content:"";position:absolute;left:0;right:0;bottom:.06em;height:.1em;border-radius:3px;
  background:color-mix(in srgb,var(--brand-accent) 28%,transparent)
}
.lp-hero p.lead{font-size:17px;color:var(--text-2);margin-top:18px;max-width:52ch;line-height:1.62}
.lp-hero__cta{display:flex;gap:11px;margin-top:28px;flex-wrap:wrap}
.lp-hero__cta .btn{height:48px;padding:0 22px;font-size:14.5px;border-radius:12px}
.lp-hero__note{color:var(--text-3);font-size:12.5px;margin-top:14px}
@media (max-width:900px){ .lp-hero{grid-template-columns:1fr;padding:40px 0 34px;gap:34px} }

/* mock del panel dentro del hero */
.lp-shot{
  background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:18px;
  box-shadow:var(--shadow-lg);display:grid;gap:13px
}
.lp-shot__bar{display:flex;gap:6px;padding-bottom:4px}
.lp-shot__bar i{width:9px;height:9px;border-radius:9px;background:var(--line-strong);display:block}
.lp-shot__row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.lp-mini{
  border:1px solid var(--line);border-radius:13px;padding:11px;display:grid;gap:7px;
  background:var(--surface-2);text-align:center;justify-items:center
}
.lp-mini b{font-size:11px;letter-spacing:.05em;text-transform:uppercase;color:var(--text-3)}
.lp-mini .n{font-size:23px;font-weight:800;letter-spacing:-.03em;line-height:1}

.lp-trust{
  display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:center;padding:20px 0 0;
  border-top:1px solid var(--line);color:var(--text-3);font-size:13px;font-weight:650
}
.lp-trust span{display:flex;align-items:center;gap:7px}

.lp-section{padding:66px 0;border-top:1px solid var(--line)}
.lp-section__head{max-width:62ch;margin-bottom:34px}
.lp-section__head h2{font-size:clamp(25px,3.4vw,36px);letter-spacing:-.03em;text-wrap:balance}
.lp-section__head p{color:var(--text-2);margin-top:12px;font-size:16px;line-height:1.6}

.lp-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;counter-reset:paso}
.lp-step{display:grid;gap:11px;align-content:start}
.lp-step__n{
  width:38px;height:38px;border-radius:11px;background:var(--brand-ink);color:#fff;
  display:grid;place-items:center;font-weight:800;font-size:15px
}
.lp-step h3{font-size:17px;letter-spacing:-.02em}
.lp-step p{color:var(--text-2);font-size:14px;line-height:1.62}
@media (max-width:820px){ .lp-steps{grid-template-columns:1fr;gap:26px} }

.lp-feats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:18px;overflow:hidden}
.lp-feat{background:var(--surface);padding:24px}
.lp-feat__i{
  width:38px;height:38px;border-radius:11px;background:var(--brand-soft);color:var(--brand-accent-dark);
  display:grid;place-items:center;margin-bottom:13px
}
.lp-feat h3{font-size:15px;margin-bottom:6px}
.lp-feat p{color:var(--text-2);font-size:13.5px;line-height:1.6}
@media (max-width:980px){ .lp-feats{grid-template-columns:repeat(2,minmax(0,1fr))} }
@media (max-width:620px){ .lp-feats{grid-template-columns:1fr} }

.lp-plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:start}
.lp-plan{
  border:1px solid var(--line);border-radius:18px;padding:26px;display:grid;gap:16px;
  background:var(--surface);box-shadow:var(--shadow-sm)
}
.lp-plan--top{
  border-color:var(--brand-accent);box-shadow:0 10px 36px rgba(225,29,46,.14);position:relative
}
.lp-plan--top::before{
  content:attr(data-tag);position:absolute;top:-11px;left:26px;background:var(--brand-accent);
  color:#fff;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;
  padding:4px 11px;border-radius:20px
}
.lp-plan__name{font-size:15px;font-weight:800;letter-spacing:-.01em}
.lp-plan__price{display:flex;align-items:baseline;gap:5px}
.lp-plan__price b{font-size:40px;font-weight:800;letter-spacing:-.04em;line-height:1}
.lp-plan__price span{color:var(--text-3);font-size:13.5px;font-weight:650}
.lp-plan ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.lp-plan li{display:flex;gap:9px;font-size:13.5px;color:var(--text-2);line-height:1.5}
.lp-plan li svg{flex:0 0 auto;color:var(--ok);margin-top:2px}
.lp-plan li.off{color:var(--text-3)}
.lp-plan li.off svg{color:var(--text-3);opacity:.6}
@media (max-width:900px){ .lp-plans{grid-template-columns:1fr} }

.lp-faq{display:grid;gap:10px;max-width:800px}
.lp-faq details{border:1px solid var(--line);border-radius:13px;background:var(--surface-2);overflow:hidden}
.lp-faq summary{
  padding:16px 18px;font-weight:700;font-size:14.5px;cursor:pointer;list-style:none;
  display:flex;align-items:center;gap:12px
}
.lp-faq summary::-webkit-details-marker{display:none}
.lp-faq summary::after{content:"+";margin-left:auto;color:var(--brand-accent);font-size:20px;font-weight:700;line-height:1}
.lp-faq details[open] summary::after{content:"–"}
.lp-faq p{padding:0 18px 17px;color:var(--text-2);font-size:14px;line-height:1.65;max-width:68ch}

.lp-cta{
  background:
    radial-gradient(760px 420px at 12% -20%, rgba(225,29,46,.45), transparent 62%),
    var(--brand-ink);
  border-radius:24px;padding:52px 44px;color:#fff;display:grid;gap:16px;justify-items:start;margin:66px 0
}
.lp-cta h2{color:#fff;font-size:clamp(25px,3.2vw,36px);letter-spacing:-.03em;max-width:18ch;text-wrap:balance}
.lp-cta p{color:var(--on-brand-dim);max-width:52ch;font-size:15.5px;line-height:1.6}
@media (max-width:620px){ .lp-cta{padding:34px 24px} }

.lp-foot{border-top:1px solid var(--line);padding:40px 0 54px;color:var(--text-3);font-size:13px}
.lp-foot__cols{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:28px;margin-bottom:30px}
.lp-foot h4{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--text-2);margin-bottom:11px}
.lp-foot ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.lp-foot a{color:var(--text-3)}
.lp-foot a:hover{color:var(--text)}
.lp-foot__legal{border-top:1px solid var(--line);padding-top:22px;line-height:1.7;max-width:92ch}
@media (max-width:820px){ .lp-foot__cols{grid-template-columns:1fr 1fr} }

/* selector de idioma */
.lang{
  display:inline-flex;border:1px solid var(--line-strong);border-radius:9px;overflow:hidden;height:36px
}
.lang button{
  border:0;background:none;padding:0 11px;font-size:12px;font-weight:800;color:var(--text-3);
  cursor:pointer;letter-spacing:.04em
}
.lang button.is-on{background:var(--brand-accent);color:#fff}

/* ==========================================================================
   REPORTE TRI-MERGE: una cuenta, los 3 burós en columnas
   ========================================================================== */
.acct{
  border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);
  box-shadow:var(--shadow-sm);overflow:hidden;margin-bottom:16px
}
.acct__head{
  display:flex;align-items:center;gap:13px;padding:15px 18px;background:var(--surface-2);
  border-bottom:1px solid var(--line);flex-wrap:wrap
}
.acct__head .ico{
  width:36px;height:36px;border-radius:10px;display:grid;place-items:center;flex:0 0 auto;
  background:var(--surface-3);color:var(--text-2)
}
.acct__head .ico--bad{background:var(--bad-soft);color:var(--bad)}
.acct__name{flex:1 1 220px;min-width:0}
.acct__name b{font-size:14.5px;display:block;letter-spacing:-.01em}
.acct__name span{color:var(--text-3);font-size:12.5px}
.acct__tags{display:flex;gap:7px;flex-wrap:wrap}

.tri{width:100%;border-collapse:collapse;font-size:13px;min-width:580px}
.tri th,.tri td{padding:9px 14px;border-bottom:1px solid var(--line);text-align:left}
.tri thead th{
  font-size:11px;text-transform:uppercase;letter-spacing:.07em;font-weight:800;
  background:var(--surface);border-bottom:1.5px solid var(--line-strong);white-space:nowrap
}
.tri thead th:first-child{color:var(--text-3)}
.tri tbody th{
  font-weight:650;color:var(--text-2);width:200px;background:var(--surface-2);
  font-size:12.5px;white-space:nowrap
}
.tri td{font-variant-numeric:tabular-nums;font-weight:600}
.tri tbody tr:last-child th,.tri tbody tr:last-child td{border-bottom:0}
.tri .dif{color:var(--brand-accent-dark);font-weight:800}
.tri .nd{color:var(--text-3);font-weight:500}
.tri-bureau{display:inline-flex;align-items:center;gap:7px}
.tri-bureau i{width:9px;height:9px;border-radius:9px;display:block;flex:0 0 auto}

.acct__foot{padding:16px 18px;border-top:1px solid var(--line);background:var(--surface-2)}
.acct__foot h4{
  font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  font-weight:800;margin-bottom:11px
}

/* cuadrícula de 24 meses */
.hp{display:flex;align-items:center;gap:11px;margin-bottom:7px}
.hp__lbl{
  width:30px;flex:0 0 auto;font-size:11px;font-weight:800;color:var(--text-3);
  letter-spacing:.04em
}
.hp__row{display:flex;gap:2.5px;flex:1 1 auto;min-width:0}
.hp__row i{flex:1 1 0;height:19px;border-radius:3px;display:block;min-width:5px}
.hp-leg{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:11px;padding-left:41px}
.hp-leg span{display:flex;align-items:center;gap:6px;font-size:11.5px;color:var(--text-3);font-weight:600}
.hp-leg i{width:10px;height:10px;border-radius:3px;display:block}
.hp-meses{display:flex;gap:2.5px;padding-left:41px;margin-top:4px}
.hp-meses span{flex:1 1 0;font-size:9.5px;color:var(--text-3);text-align:center;min-width:5px;
  overflow:hidden;white-space:nowrap}
@media (max-width:620px){
  .hp-leg,.hp-meses{padding-left:0}
  .hp__lbl{width:24px}
}

/* ==========================================================================
   PANTALLA DE PUNTAJE
   ========================================================================== */
.sc-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:1080px){ .sc-grid{grid-template-columns:1fr} }
.sc-card{
  border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);
  box-shadow:var(--shadow-sm);padding:20px;display:grid;gap:14px;justify-items:center;
  position:relative;overflow:hidden
}
.sc-card--main{border-color:var(--brand-accent);box-shadow:0 8px 30px rgba(225,29,46,.12)}
.sc-card__tag{
  position:absolute;top:0;right:0;background:var(--brand-accent);color:#fff;font-size:10.5px;
  font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:4px 11px;
  border-radius:0 0 0 11px
}
.sc-card__top{display:flex;align-items:center;gap:10px;width:100%}
.sc-card__logo{
  width:34px;height:34px;border-radius:10px;display:grid;place-items:center;font-weight:800;
  font-size:12px;flex:0 0 auto
}
.sc-card__who b{font-size:14.5px;display:block;letter-spacing:-.01em}
.sc-card__who span{font-size:11.5px;color:var(--text-3);font-weight:600}
.sc-card__band{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center}
.sc-card__meta{
  width:100%;border-top:1px solid var(--line);padding-top:13px;display:grid;gap:7px;
  font-size:12.5px;color:var(--text-2)
}
.sc-card__meta div{display:flex;justify-content:space-between;gap:10px}
.sc-card__meta b{color:var(--text);font-variant-numeric:tabular-nums}

.sc-scale{display:grid;gap:7px}
.sc-scale__row{display:flex;align-items:center;gap:10px;font-size:13px}
.sc-scale__row i{width:11px;height:11px;border-radius:50%;display:block;flex:0 0 auto}
.sc-scale__row span.r{margin-left:auto;color:var(--text-3);font-variant-numeric:tabular-nums}
.sc-scale__row.is-you{font-weight:800}

/* selector desplegable de buró en el reporte */
.pick{
  display:flex;align-items:center;gap:9px;background:var(--surface);border:1px solid var(--line-strong);
  border-radius:10px;padding:0 10px 0 13px;height:38px
}
.pick label{font-size:12px;font-weight:800;color:var(--text-3);text-transform:uppercase;letter-spacing:.06em}
.pick select{border:0;background:none;outline:0;font-family:inherit;font-size:13.5px;
  font-weight:700;color:var(--text);height:100%;cursor:pointer}

/* ==========================================================================
   PANEL DE PRESENTACIÓN — lo primero que ve el cliente al entrar
   ========================================================================== */
.hero-score{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);
  box-shadow:var(--shadow);overflow:hidden
}
.hero-score__head{padding:24px 26px 18px;display:flex;align-items:flex-start;gap:14px;flex-wrap:wrap}
.hero-score__head h2{font-size:22px;letter-spacing:-.025em}
.hero-score__asof{
  display:flex;align-items:center;gap:9px;color:var(--text-3);font-size:13px;
  font-weight:600;margin-top:5px
}
.refresh{
  width:30px;height:30px;border-radius:50%;border:1px solid var(--line-strong);
  background:var(--surface);color:var(--brand-accent);display:grid;place-items:center;
  cursor:pointer;flex:0 0 auto;transition:.15s
}
.refresh:hover{background:var(--brand-soft);border-color:var(--brand-accent)}
.refresh[disabled]{opacity:.45;cursor:not-allowed}
.refresh.is-spin svg{animation:spin .9s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
@media (prefers-reduced-motion: reduce){ .refresh.is-spin svg{animation:none} }

.srow{
  display:grid;grid-template-columns:46px minmax(0,1fr) auto auto;gap:16px;align-items:center;
  padding:20px 26px;border-top:1px solid var(--line)
}
.srow__ico{
  width:46px;height:46px;border-radius:13px;display:grid;place-items:center;flex:0 0 auto
}
.srow__t{font-size:17px;font-weight:800;letter-spacing:-.02em}
.srow__d{color:var(--text-2);font-size:13px;line-height:1.55;margin-top:3px;max-width:52ch}
.srow__d b{color:var(--text)}
.srow__n{
  font-size:38px;font-weight:800;letter-spacing:-.04em;line-height:1;
  font-variant-numeric:tabular-nums;text-align:right;min-width:92px
}
.srow .btn{min-width:168px}
@media (max-width:760px){
  .srow{grid-template-columns:40px minmax(0,1fr) auto;gap:12px;padding:16px 18px}
  .srow__ico{width:40px;height:40px;border-radius:11px}
  .srow__n{font-size:30px;min-width:0}
  .srow .btn{grid-column:1/-1;min-width:0;width:100%}
  .hero-score__head{padding:18px}
}
.srow--future{
  background:var(--brand-ink);border-top:0;color:#fff;
  grid-template-columns:minmax(0,1fr) auto
}
.srow--future .srow__t{color:#fff;font-size:19px}
.srow--future .srow__d{color:var(--on-brand-dim)}
.srow--future .srow__n{color:var(--brand-accent);font-size:46px}
@media (max-width:760px){ .srow--future{grid-template-columns:1fr auto} .srow--future .srow__n{font-size:34px} }

/* --- precalificaciones --- */
.pq-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}
@media (max-width:980px){ .pq-grid{grid-template-columns:repeat(3,minmax(0,1fr))} }
@media (max-width:560px){ .pq-grid{grid-template-columns:repeat(2,minmax(0,1fr))} }
.pq{
  border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface-2);
  padding:16px 13px;display:grid;gap:9px;justify-items:center;text-align:center;
  cursor:pointer;transition:.15s
}
.pq:hover{border-color:var(--brand-accent);background:var(--surface);box-shadow:var(--shadow-sm)}
.pq__ico{
  width:44px;height:44px;border-radius:13px;display:grid;place-items:center;
  background:var(--brand-soft);color:var(--brand-accent-dark)
}
.pq--no .pq__ico{background:var(--surface-3);color:var(--text-3)}
.pq__n{font-size:12.5px;font-weight:750;line-height:1.3}
.pq__v{font-size:11.5px;font-weight:700;color:var(--ok)}
.pq--no .pq__v{color:var(--text-3)}

/* --- consejos --- */
.tips{display:grid;gap:12px}
.tip{
  border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);
  padding:18px;display:grid;grid-template-columns:52px minmax(0,1fr) auto;gap:16px;
  align-items:start;box-shadow:var(--shadow-sm)
}
.tip__pts{
  width:52px;display:grid;justify-items:center;gap:2px;padding-top:2px
}
.tip__pts b{font-size:21px;font-weight:800;letter-spacing:-.03em;line-height:1;color:var(--ok)}
.tip__pts span{font-size:9.5px;font-weight:800;letter-spacing:.06em;color:var(--text-3);text-transform:uppercase}
.tip--prot .tip__pts b{color:var(--info)}
.tip__t{font-size:15.5px;font-weight:750;letter-spacing:-.015em}
.tip__meta{display:flex;gap:7px;flex-wrap:wrap;margin:8px 0 0}
.tip__body{margin-top:11px;display:grid;gap:9px}
.tip__body p{font-size:13.5px;color:var(--text-2);line-height:1.62}
.tip__do{
  background:var(--brand-soft);border-left:3px solid var(--brand-accent);
  border-radius:0 var(--r-sm) var(--r-sm) 0;padding:11px 13px
}
.tip__do b{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.07em;
  color:var(--brand-accent-dark);margin-bottom:4px}
.tip__do p{color:var(--text);font-size:13.5px}
@media (max-width:760px){
  .tip{grid-template-columns:44px minmax(0,1fr);padding:15px}
  .tip__pts{width:44px}
  .tip > .btn{grid-column:1/-1;width:100%}
}

/* --- tarjetas de navegación al pie del panel --- */
.navcards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:860px){ .navcards{grid-template-columns:1fr} }
.navcard{
  border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);
  padding:22px;display:grid;gap:10px;cursor:pointer;transition:.15s;box-shadow:var(--shadow-sm)
}
.navcard:hover{border-color:var(--brand-accent);box-shadow:var(--shadow)}
.navcard__ico{
  width:42px;height:42px;border-radius:12px;display:grid;place-items:center;
  background:var(--brand-ink);color:#fff
}
.navcard b{font-size:15.5px;letter-spacing:-.015em}
.navcard p{color:var(--text-2);font-size:13.5px;line-height:1.55}
.navcard span.go{color:var(--brand-accent-dark);font-weight:750;font-size:13px}

/* ==========================================================================
   BARRA DE NAVEGACIÓN SUPERIOR (reemplaza el menú lateral dentro de la cuenta)
   ========================================================================== */
.app{min-height:100vh;display:flex;flex-direction:column;background:var(--bg)}

.topnav{
  background:var(--surface);border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:50
}
.topnav__in{
  max-width:1280px;margin:0 auto;padding:0 24px;height:66px;
  display:flex;align-items:center;gap:8px
}
.topnav .brand{padding:0;margin-right:10px;flex:0 0 auto}
.topnav .brand__name{font-size:14.5px}

.tn{display:flex;align-items:center;gap:2px;height:100%}
.tn__group{position:relative;height:100%;display:flex;align-items:center}
.tn__btn{
  display:flex;align-items:center;gap:6px;height:38px;padding:0 13px;border:0;border-radius:10px;
  background:none;font-family:inherit;font-size:14px;font-weight:650;color:var(--text-2);
  cursor:pointer;white-space:nowrap;transition:.14s
}
.tn__btn:hover{background:var(--surface-3);color:var(--text)}
.tn__btn.is-active{color:var(--brand-accent-dark);background:var(--brand-soft)}
.tn__btn svg.car{transition:transform .16s}
.tn__group.is-open .tn__btn{background:var(--surface-3);color:var(--text)}
.tn__group.is-open .tn__btn svg.car{transform:rotate(180deg)}

.tn__menu{
  position:absolute;top:calc(100% - 8px);left:0;min-width:252px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);
  box-shadow:var(--shadow-lg);padding:7px;display:none;z-index:60
}
.tn__group.is-open .tn__menu{display:block}
.tn__link{
  display:flex;align-items:flex-start;gap:11px;width:100%;text-align:left;border:0;background:none;
  font-family:inherit;padding:10px 11px;border-radius:10px;cursor:pointer;color:var(--text)
}
.tn__link:hover{background:var(--surface-3)}
.tn__link.is-active{background:var(--brand-soft)}
.tn__link.is-active b{color:var(--brand-accent-dark)}
.tn__link svg{flex:0 0 auto;margin-top:1px;color:var(--text-3)}
.tn__link.is-active svg{color:var(--brand-accent)}
.tn__link b{display:block;font-size:13.5px;font-weight:700;letter-spacing:-.01em}
.tn__link span{display:block;font-size:12px;color:var(--text-3);line-height:1.45;margin-top:1px}

.topnav__right{margin-left:auto;display:flex;align-items:center;gap:9px;flex:0 0 auto}
.topnav__right .search{width:220px}

.avatar-wrap{position:relative}
.avatar-menu{
  position:absolute;right:0;top:calc(100% + 7px);min-width:216px;background:var(--surface);
  border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);
  padding:7px;display:none;z-index:60
}
.avatar-wrap.is-open .avatar-menu{display:block}
.avatar-menu__who{padding:11px 11px 10px;border-bottom:1px solid var(--line);margin-bottom:6px}
.avatar-menu__who b{display:block;font-size:13.5px}
.avatar-menu__who span{font-size:12px;color:var(--text-3)}

.tn-burger{display:none}
@media (max-width:1100px){
  .topnav__in{height:60px;padding:0 14px}
  .tn{display:none}
  .tn-burger{display:grid}
  .topnav__right .search{display:none}
}

/* menú desplegable en teléfono */
.tn-sheet{
  position:fixed;inset:60px 0 0;background:var(--surface);z-index:55;overflow-y:auto;
  padding:14px;display:none
}
.tn-sheet.is-open{display:block}
.tn-sheet h4{
  font-size:10.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--text-3);
  font-weight:800;padding:16px 11px 7px
}

.page{max-width:1280px;margin:0 auto;padding:26px 24px 56px;width:100%}
@media (max-width:1100px){ .page{padding:18px 14px 44px} }

/* ==========================================================================
   KESSER MATCH — comparación de ofertas precalificadas
   ========================================================================== */
.km-head{
  background:
    radial-gradient(700px 360px at 8% -40%, rgba(225,29,46,.38), transparent 62%),
    var(--brand-ink);
  color:#fff;border-radius:var(--r-xl);padding:26px 28px;margin-bottom:18px;
  display:flex;align-items:center;gap:20px;flex-wrap:wrap
}
.km-head h1{color:#fff;font-size:27px;letter-spacing:-.03em}
.km-head p{color:var(--on-brand-dim);margin-top:7px;max-width:56ch;font-size:14.5px;line-height:1.55}
.km-head__score{
  margin-left:auto;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);
  border-radius:var(--r-lg);padding:14px 20px;text-align:center;flex:0 0 auto
}
.km-head__score b{display:block;font-size:34px;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--brand-accent)}
.km-head__score span{font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--on-brand-dim)}

.km-cats{display:flex;gap:7px;overflow-x:auto;padding-bottom:4px;margin-bottom:18px}
.km-cat{
  display:flex;align-items:center;gap:8px;height:42px;padding:0 15px;border-radius:11px;
  border:1px solid var(--line);background:var(--surface);font-family:inherit;font-size:13.5px;
  font-weight:700;color:var(--text-2);cursor:pointer;white-space:nowrap;transition:.14s
}
.km-cat:hover{border-color:var(--line-strong);color:var(--text)}
.km-cat.is-active{background:var(--brand-accent);border-color:transparent;color:#fff}
.km-cat.is-active svg{color:#fff}
.km-cat__n{
  background:var(--surface-3);border-radius:20px;padding:1px 7px;font-size:11px;color:var(--text-3)
}
.km-cat.is-active .km-cat__n{background:rgba(255,255,255,.22);color:#fff}

table.cmp{width:100%;border-collapse:collapse;font-size:13.5px;min-width:860px}
.cmp th{
  text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:var(--text-3);
  font-weight:800;padding:12px 14px;background:var(--surface-2);border-bottom:1px solid var(--line);
  white-space:nowrap
}
.cmp td{padding:15px 14px;border-bottom:1px solid var(--line);vertical-align:middle}
.cmp tbody tr:last-child td{border-bottom:0}
.cmp tbody tr.no td{opacity:.55}
.cmp tbody tr.top{background:var(--brand-soft)}
.cmp tbody tr:hover{background:var(--surface-2)}
.cmp tbody tr.top:hover{background:var(--brand-soft)}
.cmp .num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.cmp__prod{display:flex;align-items:center;gap:12px;min-width:220px}
.cmp__logo{
  width:40px;height:40px;border-radius:11px;display:grid;place-items:center;color:#fff;
  font-weight:800;font-size:15px;flex:0 0 auto
}
.cmp__prod b{display:block;font-size:13.5px;letter-spacing:-.01em}
.cmp__prod span{display:block;font-size:12px;color:var(--text-3)}
.cmp__apr{font-size:17px;font-weight:800;letter-spacing:-.02em}
.cmp__best{
  display:inline-flex;align-items:center;gap:5px;background:var(--brand-accent);color:#fff;
  border-radius:20px;padding:2px 9px;font-size:10.5px;font-weight:800;letter-spacing:.04em;
  text-transform:uppercase
}

/* ==========================================================================
   PANEL — barra de progreso y controles en vivo
   ========================================================================== */
.track{padding:20px 26px 26px;border-top:1px solid var(--line);background:var(--surface-2)}
.track__top{
  display:flex;align-items:baseline;gap:10px;margin-bottom:16px;flex-wrap:wrap
}
.track__top h4{font-size:13px;font-weight:800;letter-spacing:-.01em}
.track__top span{font-size:12.5px;color:var(--text-3);font-weight:600}
.track__rail{position:relative;height:58px}
.track__bar{display:flex;gap:2px;height:12px;border-radius:20px;overflow:hidden}
.track__bar i{display:block;height:100%}
.track__mk{
  position:absolute;top:-4px;transform:translateX(-50%);display:grid;justify-items:center;gap:3px;
  transition:left .5s cubic-bezier(.3,1,.4,1)
}
.track__dot{
  width:20px;height:20px;border-radius:50%;background:var(--surface);
  border:3.5px solid var(--text-3);box-shadow:0 1px 4px rgba(0,0,0,.18)
}
.track__mk--hoy .track__dot{border-color:var(--text);width:24px;height:24px;margin-top:-2px}
.track__mk--meta .track__dot{border-color:var(--brand-accent);border-style:dashed}
.track__lbl{
  font-size:11px;font-weight:800;white-space:nowrap;color:var(--text-3);
  background:var(--surface);padding:1px 7px;border-radius:20px;border:1px solid var(--line)
}
.track__mk--hoy .track__lbl{color:var(--text);border-color:var(--line-strong)}
.track__mk--meta .track__lbl{color:var(--brand-accent-dark);border-color:var(--brand-accent)}
.track__ends{display:flex;justify-content:space-between;margin-top:30px;
  font-size:11px;font-weight:700;color:var(--text-3)}
@media (max-width:620px){ .track{padding:16px 16px 22px} .track__lbl{font-size:10px} }

/* interruptores del puntaje proyectado */
.sw{display:flex;gap:16px;flex-wrap:wrap;margin-top:12px}
.sw label{
  display:flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;
  color:var(--on-brand-dim);cursor:pointer;user-select:none
}
.sw input{width:16px;height:16px;accent-color:var(--brand-accent);cursor:pointer}
.sw label.is-on{color:#fff}

/* micro-interacciones */
.pq,.navcard,.km-cat,.tip{transition:transform .16s, box-shadow .16s, border-color .16s, background .16s}
.pq:hover,.navcard:hover{transform:translateY(-2px)}
.pq:focus-visible,.navcard:focus-visible,.acct__head:focus-visible{
  outline:2.5px solid var(--brand-accent);outline-offset:2px
}
@media (prefers-reduced-motion: reduce){
  .pq:hover,.navcard:hover{transform:none}
  .track__mk{transition:none}
}

/* ==========================================================================
   REPORTE — cuentas plegables, burós en color
   ========================================================================== */
.rep-tools{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin-bottom:16px}
.pill{
  height:36px;padding:0 14px;border-radius:20px;border:1px solid var(--line);
  background:var(--surface);font-family:inherit;font-size:13px;font-weight:700;
  color:var(--text-2);cursor:pointer;display:inline-flex;align-items:center;gap:7px;
  white-space:nowrap;transition:.14s
}
.pill:hover{border-color:var(--line-strong);color:var(--text)}
.pill.is-active{background:var(--brand-accent);border-color:transparent;color:#fff}
.pill__n{background:var(--surface-3);border-radius:20px;padding:0 7px;font-size:11px;color:var(--text-3)}
.pill.is-active .pill__n{background:rgba(255,255,255,.22);color:#fff}

.acct__head{
  cursor:pointer;user-select:none;width:100%;border:0;font-family:inherit;text-align:left
}
.acct__head:hover{background:var(--surface-3)}
.acct__car{
  flex:0 0 auto;color:var(--text-3);transition:transform .18s
}
.acct.is-open .acct__car{transform:rotate(180deg)}
.acct__body{display:none}
.acct.is-open .acct__body{display:block}
.acct__sum{
  display:flex;align-items:center;gap:16px;padding:0 18px 14px;flex-wrap:wrap;
  border-bottom:1px solid var(--line)
}
.acct__sum > div{display:grid;gap:3px}
.acct__sum dt{font-size:10.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--text-3);font-weight:800}
.acct__sum dd{margin:0;font-size:14px;font-weight:750;font-variant-numeric:tabular-nums}
.acct__use{min-width:160px;flex:1 1 160px}
.acct__sum > .acct__dots{display:flex;gap:5px;margin-left:auto;align-items:center}
.acct__dots i{
  width:26px;height:22px;border-radius:6px;display:grid;place-items:center;
  font-size:10px;font-weight:800;font-style:normal;color:#fff
}
.acct__dots i.off{background:var(--surface-3);color:var(--text-3)}

/* encabezados de buró a todo color */
.tri thead th.b{color:#fff;font-size:11.5px;letter-spacing:.04em}
.tri thead th.b-tu{background:var(--tu)}
.tri thead th.b-exp{background:var(--exp)}
.tri thead th.b-eqf{background:var(--eqf)}
.tri thead th.b .tri-bureau i{background:rgba(255,255,255,.85)}
.tri td.b-tu{box-shadow:inset 2px 0 0 color-mix(in srgb,var(--tu) 40%,transparent)}
.tri td.b-exp{box-shadow:inset 2px 0 0 color-mix(in srgb,var(--exp) 40%,transparent)}
.tri td.b-eqf{box-shadow:inset 2px 0 0 color-mix(in srgb,var(--eqf) 40%,transparent)}
.hp__lbl.b-tu{color:var(--tu)} .hp__lbl.b-exp{color:var(--exp)} .hp__lbl.b-eqf{color:var(--eqf)}